New Policy Inspection
Documentation requested while obtaining or changing Florida property insurance.
- ✓Current approved form
- ✓Required supporting photographs
- ✓Visible qualifying features
T.A.P. INSPECTIONSTRUSTWORTHY • ACCURATE • PROFESSIONALFlorida Insurance Inspection
Document the features built to resist wind.
A Florida wind mitigation inspection documents qualifying construction features for insurance underwriting and potential policy credits.
Marco Island based Serving since 2014
Wind-Resistance DocumentationTrustworthy • Accurate • Professional
THE RIGHT SCOPE
Built around the property—and the decision.
The insurance carrier determines eligibility and premium credits. T.A.P. documents visible features but does not calculate or guarantee savings.
Renewal or Updated Form
A current inspection when an existing report has expired or property features have changed.
- ✓Updated roof information
- ✓Current opening protection
- ✓New supporting documentation
Post-Improvement Update
Re-documentation after a roof replacement, impact openings, or mitigation improvements.
- ✓New permits and products
- ✓Updated feature photographs
- ✓Revised insurance form
THE T.A.P. DIFFERENCE
Accurate documentation matters more than assumptions.
T.A.P. documents the visible construction features and available records required by the form. The carrier—not the inspector—determines which credits apply.
Form-specific inspectionPermit and product-document reviewNo promised premium savings
WHAT’S INCLUDED
A complete, property-focused evaluation.
Clear observations, supporting photographs, and useful context help turn technical property conditions into information you can act on.
01
Building Code
Applicable building-code standard or permitted construction date when records support it.
02
Roof Covering
Roof-covering type, visible condition, and available permit or installation information.
03
Roof Deck Attachment
Accessible roof-deck attachment characteristics where the attic can be safely observed.
04
Roof-to-Wall Connection
Identification of accessible clips, single wraps, double wraps, or other visible connections.
05
Roof Geometry
Documentation of the roof shape used for the approved mitigation form.
06
Opening Protection
Review of qualifying shutters, impact-rated glazing, doors, and available product documentation.
WHAT TO EXPECT
Simple process.
Useful answers.
From scheduling through delivery, the process stays focused on the property and the information you need.
- 01Gather available records
Permits, product approvals, and shutter documentation may support qualifying features.
- 02Inspect accessible features
We observe and photograph the items required by the current Florida form.
- 03Receive the completed form
The signed report and supporting photographs are delivered for your insurance provider.
WHEN TO SCHEDULE
Insurance changes often trigger a wind inspection request.
A current report may be needed for a new policy, renewal, carrier change, or after mitigation upgrades.
Discuss the property with T.A.P. →01Buying a Florida property02Changing insurance carriers03Renewing an older policy04Replacing the roof05Installing impact windows or doors06Updating shutter documentation
COMMON QUESTIONS
Clear expectations before the inspection.
Does a wind mitigation inspection guarantee a discount?+
No. The insurance carrier determines eligibility and credit amounts based on its underwriting rules.
How long is the form valid?+
Florida carriers commonly request a form completed within a specific period. Confirm current requirements with your insurance agent or carrier.
What documents should I provide?+
Roof permits, window and door product approvals, shutter documentation, and prior mitigation reports can help support qualifying features.
Is this the same as a four-point inspection?+
No. Wind mitigation documents wind-resistance features; a four-point inspection focuses on roof, electrical, plumbing, and HVAC conditions.
MARCO ISLAND • NAPLES • FORT MYERS
Ready to schedule wind mitigation inspections?
Choose a convenient time online or call T.A.P. Inspections directly.