New Insurance Policy
A four-point report requested by a carrier before binding or changing coverage.
- ✓Current system information
- ✓Required photographs
- ✓Signed carrier form
T.A.P. INSPECTIONSTRUSTWORTHY • ACCURATE • PROFESSIONALRoof • Electrical • Plumbing • HVAC
Four major systems. One clear insurance report.
A focused Florida insurance inspection documenting the age, type, and visible condition of roofing, electrical, plumbing, and HVAC systems.
Marco Island based Serving since 2014
Insurance-Ready FindingsTrustworthy • Accurate • Professional
THE RIGHT SCOPE
Built around the property—and the decision.
A four-point inspection is not a full home inspection and does not evaluate every system or component in the property.
Policy Renewal
Updated documentation for an existing policy or an older property.
- ✓Roof-condition update
- ✓Electrical and plumbing review
- ✓HVAC documentation
After System Updates
A new report after roof, panel, plumbing, or HVAC replacement or repair.
- ✓Updated ages and materials
- ✓New installation photos
- ✓Revised form information
THE T.A.P. DIFFERENCE
Focused reporting without pretending it is a full home inspection.
A four-point inspection is designed for insurance underwriting. T.A.P. keeps the scope clear, documents the required systems, and identifies visible concerns without overstating what the form covers.
Insurance-specific scopeClear system documentationNo confusion with a full inspection
WHAT’S INCLUDED
A complete, property-focused evaluation.
Clear observations, supporting photographs, and useful context help turn technical property conditions into information you can act on.
01
Roofing
Roof-covering type, approximate age, visible condition, remaining useful-life considerations, and leakage indicators.
02
Electrical
Service size, panel brands, wiring types, visible hazards, and representative electrical conditions.
03
Plumbing
Supply and drain materials, water-heater information, visible leakage, and accessible plumbing conditions.
04
HVAC
System type, approximate age, basic operation, and visible equipment condition at inspection time.
05
Required Photographs
Supporting images document the systems and conditions identified on the insurance form.
06
Completed Form
A signed four-point report is delivered for the requesting insurance provider.
WHAT TO EXPECT
Simple process.
Useful answers.
From scheduling through delivery, the process stays focused on the property and the information you need.
- 01Confirm insurer requirements
Share any carrier-specific form or documentation request before the appointment.
- 02Evaluate the four systems
We inspect accessible components and collect the required photographs and information.
- 03Receive the report
The completed form is delivered for your agent or insurance company.
WHEN TO SCHEDULE
Your carrier may request current system documentation.
Four-point inspections are common for older properties, new policies, renewals, and underwriting updates.
Discuss the property with T.A.P. →01Applying for a new policy02Changing insurance carriers03Renewing coverage04Buying an older home or condo05Replacing a major system06Responding to an underwriting request
COMMON QUESTIONS
Clear expectations before the inspection.
Is a four-point inspection a pass/fail test?+
The inspector documents visible system information and conditions. The insurance carrier decides whether the property meets its underwriting requirements.
Is it a full home inspection?+
No. It focuses only on roofing, electrical, plumbing, and HVAC for insurance purposes.
What if repairs were recently completed?+
Provide invoices, permits, and photographs when available so updated work can be documented accurately.
Can wind mitigation be completed at the same appointment?+
Yes. Wind mitigation and four-point inspections are often scheduled together, though they remain separate reports.
MARCO ISLAND • NAPLES • FORT MYERS
Ready to schedule four-point inspections?
Choose a convenient time online or call T.A.P. Inspections directly.