What is included in a Marco Island four-point inspection?+
The report focuses on the roof, electrical, plumbing, and HVAC systems and includes the photographs and information requested by the applicable insurance form.
Is a four-point inspection required by law?+
It is generally an insurance underwriting request rather than a universal legal requirement. The carrier determines whether it is needed for a specific application or renewal.
Can a property fail a four-point inspection?+
The inspector does not issue a universal pass or fail. Observed conditions are documented, and the insurer decides whether the property meets its underwriting requirements.
Is a four-point inspection the same as a home inspection?+
No. A four-point inspection is limited to four major systems for insurance purposes. A home inspection is a broader evaluation for a buyer, seller, or owner.
What should be accessible for the inspection?+
Electrical panels, HVAC equipment, water heater, plumbing areas, attic or roof information when relevant, and other requested components should be safely accessible. Documentation for roof, HVAC, water heater, plumbing, or electrical updates can also help.
Can I schedule wind mitigation at the same time?+
Yes. Wind mitigation and four-point inspections are often coordinated, although they document different features on separate forms.
Will the insurer accept the report?+
T.A.P. Inspections completes the applicable inspection documentation, but the carrier controls acceptance, required form age, repair requests, and underwriting decisions.
